纳瓦尔·拉维坎特（Naval Ravikant）是一位企业家、投资者和AngelList的联合创始人。他因其在技术投资领域的洞察力和对创业文化的贡献而广受欢迎。他经常通过博客和Twitter分享关于创业、投资和个人成长的思考。
纳瓦尔
一、财富与赚钱的思考
The purpose of wealth is freedom, and life is a solo game. 财富的目的是自由，而生活是一场单人游戏。
You are born alone, you will die alone, and all your explanations and memories are solitary. 你生来就是孤独的，你将独自死去，你所有的解释和记忆都是孤独的。
You have already passed three generations, but before and after your appearance, no one really cares; life is still a solo game. 你已经走了三代了，但在你出现之前和之后，没人真正在乎，生活依然是单人游戏。
Money cannot buy happiness, but it can buy freedom. If you want to get rich in a certain, predictable way in life, then you must stay ahead of the curve, learn technology, design, and art, and become truly good at something. 金钱买不来幸福，但它能买来自由。如果你想以一种确定性、可预测的方式在一生中致富，那么就必须走在潮流的最前沿，学习技术、设计和艺术，真正擅长某件事。
Wealth is assets that earn money while you sleep, and money is the means of converting time and wealth, while status is your place in the social hierarchy. 财富是指在你睡觉时仍能为你赚钱的资产，而金钱是我们转换时间和财富的方式，地位是你在社会等级体系中的位置。
Creating wealth and maintaining moral standards can go hand in hand. If you despise wealth in your heart, it will avoid you. 创造财富和坚持道德标准是可以兼得的。如果你内心鄙视财富，财富就会对你避而远之。
One way to acquire wealth is to provide society with something it needs but cannot obtain and scale it up. 获得财富的一个途径就是为社会提供其有需求但无从获得的东西，并实现规模化。
Making money is not necessarily related to how hard you work. To obtain wealth, you must know what to do, with whom to do it, and when to do it. 赚钱与工作的努力程度没有必然联系。要想获得财富，你必须知道做什么、和谁一起做、何时做。
You cannot get rich by selling your time; you need to achieve it by owning assets such as companies, stocks, businesses, or passive income. 你无法靠出卖时间变富，而是需要通过拥有资产（如公司、股票、事业或被动收入）来实现。
Acquiring wealth requires leverage, which can come from labor, capital, code, or media. 获得财富需要杠杆，这可以来自劳动力、资本、代码或媒体。
True wealth is created by building companies or investing, and investing in companies is also buying equity in businesses. 真正的财富是通过创建公司或通过投资创造出来的，投资公司也是买入企业的股权。
True financial freedom is not simply achieved by putting in a lot of time; school cannot teach you the skills to do business. 真正的财务自由并非单纯靠投入大量时间实现的，学校教不会经商这个技能。
To become irreplaceable, you need to continuously enhance your unique value. 为了成为不可替代的，你需要不断提升你的独特价值。
二、杠杆的应用与管理
In an era of unlimited leverage, judgment is the most important skill. This ability, although derived from experience, can be quickly established by learning basic skills. 在杠杆无限的时代，判断力是最重要的技能，这种能力虽然源于经验，但可以通过学习基本技能快速建立。
Labor leverage, that is, having others work for you, is an ancient and highly competitive form of leverage. Having labor leverage will make your parents think you are amazing, but do not overly pursue this leverage. 劳动力杠杆，即让别人为你工作，是一种古老且竞争激烈的杠杆。拥有劳动力杠杆会让你的父母觉得你很了不起，但不要过度追逐这种杠杆。
Code and media are permissionless leverages. These two forms of leverage are hidden powers. You can create software and media that work for you while you sleep. 代码和媒体是不需要许可就能使用的杠杆，这两种杠杆是背后的隐藏力量。你可以创建软件和媒体，让它们在你睡觉时为你工作。
To obtain labor, you must have people willing to follow you; to obtain capital, you need someone to fund you. Managing these assets or machinery requires your preparation and investment. 要获得劳动力，必须有人愿意追随你；要获得资本，需要有人为你提供资金。管理这些资产或机械设备都需要你的准备和投入。
Labor and capital leverage, and creating products with zero marginal cost, will ultimately convert wealth into the right to enjoy happiness and freedom. 劳动力、资本的杠杆，并创造无负值成本的产品，最终将财富转换成享有幸福和自由的权利。
三、生活与个人发展
All returns in life, whether wealth, relationships, or knowledge, stem from the principle of compound interest. 生活中的所有回报，无论是财富、人际关系还是知识，都源自复利的原理。
You should choose to undertake significant matters because engaging in trivial affairs makes it difficult for life to have meaning. 你应该选择承担重大事项，因为投身于琐碎事务很难让生活有意义。
We compete with others in school, politics, sports, and contests, but the true rewards—wealth, knowledge, health, and inner peace—come from ignoring external evaluations and focusing on self-improvement. 我们在学校、政治、体育和比赛中与他人竞争，但真正的回报—财富、知识、健康和内心的平静—来自于忽视外界评价和专注于自我提升。
If something makes you happy now but may become boring in the future, it might just be a temporary distraction. 如果现在让你开心的事情将来可能变得乏味，那它可能只是一种短暂的干扰。
Your mind should be your tool, not your master. Avoid letting the word should dominate you, as it often implies inner reluctance and pain. 你的思维应该是你的工具，而不是你的主宰。避免让“应该”这个词支配你，因为它往往意味着内心的不情愿和痛苦。
Ultimately, people are the product of their habits and intimate relationships. You should do what you are good at and passionate about, creating unique works. 人最终是自己习惯和亲密关系的产物。你应该做自己擅长和热爱的事，创造独一无二的作品。
Maintaining ethical selfishness helps attract other high-minded individuals. 保持有道德的自私有助于吸引其他品德高尚的人。
The true test of intelligence is whether you can achieve your life goals. 真正的智力考验在于你是否能够实现自己的生活愿望。
The primary rule for dealing with interpersonal conflicts is to avoid frequent interaction with those who often conflict with you. 处理人际冲突的首要规则是避免经常与你产生冲突的人相处。
The best way to prepare for the future is to find what you love and strive to become a world-class expert in that field, building a personal brand around it. 为未来准备的最好方式是找到你热爱的事物，并力求在这一领域成为世界级的专家，围绕它建立个人品牌。
Recognizing self-importance is crucial for mental health and happiness. Do not simply view things as successes or failures, but rather consider if you have learned something useful from them. 认识到自我重要性对于心理健康和幸福至关重要，不要简单地把事情看作成功或失败，而是要看是否从中学到了有用的东西。
If you create for yourself, its art; if you create for others, its business. 如果你为自己创造的是艺术，为他人创造的是商业。
Clear thinkers form their views based on reality rather than social feedback. 清晰的思考者根据现实而非社会反馈来形成观点。
四、成功与幸福
It is better to be bored than busy. The most effective work is done with people more successful than you, and you should spend your leisure time with those happier than you. 宁愿无聊也不要忙碌，最有效的工作是与比你更成功的人一起工作，而在玩乐时则与比你更快乐的人相处。
The measure of wisdom is how calm you remain in any situation. 智慧的衡量标准是你在面对任何情况时保持的冷静程度。
Understanding others behavior requires studying their motivations, while controlling others behavior requires setting incentives. 理解他人的行为需要研究他们的动机，而控制他人行为则需设定激励。
Charisma comes from the ability to simultaneously show confidence and care. 魅力源自同时展示自信和关爱的能力。
By controlling your thoughts and life, and cultivating a multidisciplinary mindset, you can enhance your worldview. 通过控制你的思想和生活，培养多学科的思维方式，你可以提升你的世界观。
As you age, you will become more decisive; this is one of the advantages of getting older. 随着年龄的增长，你会变得更加果断，这是老年的优势之一。
Wisdom often comes from experiencing pain, which allows us to understand the world and ourselves more deeply. 智慧往往源自于经历痛苦，这种痛苦让我们更深刻地理解世界和自我。
Your time is the most valuable resource; cherishing time is more important than money and social relationships. 你的时间是最宝贵的资源，珍惜时间比金钱和社交关系都重要。
In any life situation, you always have three choices: change it, accept it, or leave it. 在面对任何生活情况时，你总有三个选择：改变它、接受它或离开它。
Pursuing your true interests rather than just money-making opportunities can lay a more solid foundation for your career. 追随你的真正兴趣而非仅仅是赚钱的机会，可以为你的职业生涯奠定更坚实的基础。
Having broad and deep foundational knowledge is the hallmark of a truly intelligent thinker; they do not merely memorize complex concepts but understand the basic principles behind them. 拥有广泛而深刻的基础知识是真正聪明的思想家的标志，他们不仅仅记忆复杂概念，而是理解这些概念的基本原理。
Individuals rarely admit mistakes, and teams almost never admit mistakes; this is human nature. 个人很少承认错误，团队几乎从不承认错误，这是人的本性。
Reading should not be a speed contest; it should be about slowly absorbing and understanding. 读书不应该是一场速度竞赛，而是应该慢慢吸收和理解。
五、学习与成长
True expertise is gained through apprenticeship rather than formal education. If your skills can be easily trained by society, then others can be trained to replace you. 真正的专长是通过师徒传承而非正规教育获得的，如果你的技能可以被社会轻易培训，那么别人也可以被培训来取代你。
To find your unique expertise, look back at things you could easily accomplish in your childhood or teenage years. Sometimes, even if you are unaware, those around you will notice your talents. 找到适合自己的独特专长，可以回顾你在童年或青少年时期轻松完成的事情，有时即使你自己没有意识到，周围的人也会注意到你的这些天赋。
At any stage of life, our goal should be to increase our independence and take responsibility for the results of our output, not just the time invested. 在任何人生阶段，我们的努力目标都应是提高自己的独立性，为自己的产出成果负责，而不是仅仅为投入的时间负责。
Ideal work is those that can utilize leverage effects, as this type of work can amplify your efforts and impact. 理想的工作是那些能够利用杠杆效应的工作，因为这种工作可以放大你的努力和影响。
Maintaining an optimistic and positive mindset is crucial; in the long run, optimists tend to achieve better development. 保持乐观和积极的心态是至关重要的，从长远看，乐观主义者往往会取得更好的发展。
For young people, the most important thing is to spend more time and thought on the three major decisions in life: choosing where to live, whom to spend your life with, and what career to pursue. 对于年轻人来说，最重要的是在人生的三个重大决定上投入更多的时间和思考：选择在哪里生活、与谁共度余生以及从事什么职业。
As a creator, you should create interesting things that people want, and attract the right people by showcasing and practicing your skills. 作为一个创造者，你应该创造出人们想要的有趣的东西，并通过展示和练习你的技能来吸引合适的人。
Sticking to daily habits is far more important than what you do; the best exercise is the kind you can persistently do. 坚持每天的习惯远比你做什么更重要，最好的锻炼是那种你能持之以恒的锻炼。
To see the truth, you must rid yourself of ego, as the ego usually does not want to face the truth. 要看清真相，你必须摆脱自我的束缚，因为自我通常不愿意面对真相。
Enduring pain is a necessary lesson in life; it not only allows us to accept the world as it is but can profoundly change our self. 承受痛苦是人生必经的一课，它不仅让我们接受世界的本来面目，还能深刻改变我们的自我。
When faced with difficult choices, you should choose the path that may be more painful in the short term, as it will bring greater benefits in the long term. 当面对艰难的选择时，你应该选择那条可能在短期内更痛苦的道路，因为长期来看，它会带来更大的好处。
The best way to deal with anxiety is not to fight it, but to realize that the feeling of anxiety comes from your continuous thinking and ask yourself if you want to remain in this state. 应对焦虑的最佳方式是不去对抗它，而是意识到这种焦虑感源自你的连续思考，并询问自己是否想持续这种状态。
By living in the present and feeling grateful, we can realize that we are surrounded by infinite wealth, which is the key to obtaining true happiness. 通过活在当下并怀有感恩之心，我们可以意识到自己被无穷的财富所环绕，这是获得真正幸福感的关键。
六、社会与合作
In a long-term game, everyone seems to be trying to make each other richer; this is a positive-sum game where we collectively create and share an increasingly larger pie. In a short-term game, everyone seems to be vying for their own interests; this is a zero-sum game. 在一个长线游戏中，每个人似乎都在努力使彼此变得更富有，这是一种正和游戏，我们共同制作并分享越来越大的蛋糕；而在一个短线游戏中，每个人似乎都在争夺自己的利益，这是一种零和游戏。
In the business world, most people play zero-sum games, while only a few play positive-sum games; they are looking for like-minded people. 在商业世界里，大多数人在玩零和游戏，而只有少数人在玩正和游戏，他们在寻找志同道合的人。
七、读书与教育
The effects of reading vary from person to person: some expect books to provide all the answers and often feel disappointed or misled; others gain inspiration from books and are grateful for the guidance through their own thinking and practice. 读书的效果因人而异：有些人期望书本给出所有答案，结果常常感到失望或被误导；而其他人则从书中获得启发，通过自己的思考和实践感激书本的指导。
Some people wait to be shaped by others, while others explore on their own and develop iterative thinking. 有些人在等待被他人塑造，而另一些人则自行探索并培养迭代思维。
The essence of teaching lies in the teachers learning method, not the students learning method. 教学的本质在于教师的学习方式，而非学生的学习方式。
All returns in life, whether wealth, relationships, or knowledge, stem from the principle of compound interest. 生活中的所有回报，无论是财富、人际关系还是知识，都源自复利的原理。
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